Commercial Real Estate (CRE)

PZR Report® – The Gold Standard Zoning Report for Commercial Real Estate Due Diligence

The gold standard of zoning due diligence, PZR® (The Planning and Zoning Resource Company) enables professionals to close deals faster and make smarter decisions. With PZR® being part of LightBox, customers get the benefit of end-to-end CRE solutions. Trusted across the commercial real estate industry, the PZR zoning report supports zoning due diligence, zoning compliance reports, and lender requirements for transactions nationwide.

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Key Benefits of the PZR Zoning Report

Gold standard for zoning due diligence​​

Close deals and make smarter decisions with PZR’s gold standard zoning data reports. Designed to verify zoning regulations, zoning code compliance, and permitted use across jurisdictions.

Deep ties to 99% of municipalities​

Making it easier to get the data you need for zoning due diligence and close​. Making it easier to access zoning regulations, zoning maps, and municipal documentation across thousands of municipalities.

DUS compliance

Meets Fannie Mae third-party report standards. Supports Fannie Mae zoning endorsements and third-party zoning verification letters.

Unmatched range and scope

Experience providing zoning compliance reports on billions of dollars in transactions every year​​. Backed by experienced staff delivering zoning reports for complex commercial real estate transactions.

Customized reports

Meet your exact needs and avoid costly zoning mistakes. Tailored for site plans, property lines, floor area ratio, parking, setbacks, and specific lender needs.

​Satisfies all Lender requirements​

Providing information for 3-06, 3.1-06 & 3.2-06 zoning endorsement

PZR Zoning Report Analysis for Lender Due Diligence

Satisfies all Lender requirements.

Report TypeBest ForIncludesLender Acceptance
PZR Report®Full zoning due diligenceMunicipal docs, compliance, endorsementsYes
Use Analysis ReportProposed use verificationUse conformance onlyLimited
Executive SummaryFast compliance checkKey zoning metricsYes
Title Insurer PacketALTA surveysZoning data onlyYes

LightBox PZR Report has developed a zoning report format supported by municipal documentation. The PZR Report complements broader due diligence workflows such as environmental site assessments and environmental due diligence for CRE transactions.

Our reports are accepted by every major Lender and Title Company in the U.S., including Fannie Mae and Freddie Mac, and provide due diligence necessary for the issuance of Zoning Endorsements and Law & Ordinance Policies.

Provides information to Title Company for the 3.1-06 and 3.2-06 Zoning Endorsement.

For a Sample Report you may view PZR Report Sample to review the content and format of our most comprehensive zoning due diligence product.

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PZR zoning report analysis displayed on a digital device, showing zoning due diligence documentation used for lender and title company review.

Use Analysis Zoning Report

Provides zoning due diligence to clients on an as-requested basis, often for raw land or property being considered for demolition/re-purposing. Ideal for early-stage development, land acquisition, or proposed occupancy where zoning verification is required without a full survey.

Zoning map highlighting permitted uses and zoning districts for use analysis and early-stage zoning due diligence.

When a survey is not available or you are simply trying to find out if a particular use is permitted on your land, PZR Report also offers a use analysis report.

This is a step down from our full PZR Report as it only offers a conformance determination for the existing or proposed use.

For a sample report you may view zoning Document Sample to see if this scope service will meet your needs. This report can be modified in any way necessary to meet your specific needs.

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Executive Summary Zoning Report

Provides quick due diligence review.

Provides a quick review for compliance as to the Use, Building Setbacks, Building Height, Density and Parking, based on a review of the Municipal website, and provides data needed for the issuance of the 3.1-06 Zoning Endorsement. Frequently used by lenders and interested parties requiring fast zoning compliance confirmation.

What’s Included
Executive summary zoning report illustrating building setbacks, height, and parking requirements for zoning compliance review

Document Acquisition

Provides documents to clients on an as-requested basis.

Municipal zoning and building code documents used for zoning research and document acquisition services

The Planning and Zoning Resource Company specializes in obtaining zoning and building code documents in all 50 states.

We have a team of information specialists who are experts in the field of document acquisition. This service supports property research alongside property valuation and environmental assessments for comprehensive risk analysis.

With access to a database of over 20,000 municipal contacts and a zoning library of over 6,000 zoning ordinances, our document acquisition team can coordinate and collect information with great speed and efficiency.

Types of Documents

Title Insurer Zoning Packet

Providing Information to the Title Company and/or Land Surveyor to comply with 2021 ALTA Survey Requirements. Supports zoning endorsements and compliance documentation for title companies, surveyors, and lenders.

PZR Report is available to partner with the title company and/or land surveyor in providing the information necessary to comply with the 2021 ALTA Survey Requirements (effective 2/23/21) in a very affordable and timely manner (usually within 1 week). No municipal documents are included with this report.

What’s Included
Commercial property site plan and survey supporting zoning compliance for ALTA survey and title insurance requirements

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LightBox property intelligence platform showcasing integrated zoning and commercial real estate due diligence solutions

Our staff is available to answer any questions you might have about your order.

Feel free to call Customer Support or email customer support at orders@pzr.com

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FAQs – PZR Report®

A PZR zoning report is a comprehensive zoning due diligence report that verifies zoning regulations, permitted use, and compliance for a specific property. It is widely accepted by lenders, title companies, and surveyors across the U.S.

The PZR Report satisfies major lender requirements, including zoning information needed for ALTA zoning endorsements such as 3-06, 3.1-06, and 3.2-06, depending on scope.

Yes. The PZR zoning report meets Fannie Mae DUS compliance standards and is accepted by Freddie Mac, major lenders, and title companies nationwide.

The report provides zoning due diligence necessary for the issuance of ALTA 3-06, 3.1-06, and 3.2-06 zoning endorsements, subject to title company review.

Most PZR zoning reports are delivered in a timely manner, depending on municipal response times and report scope. Expedited options may be available for time-sensitive transactions.

A PZR Report provides full zoning compliance analysis supported by municipal documentation, while a Use Analysis Report offers a limited determination focused only on whether an existing or proposed use is permitted.

Yes. The PZR Report is supported by municipal documentation, zoning codes, and zoning regulations obtained directly from local jurisdictions.

Yes. PZR zoning reports can be customized to meet exact needs, including specific lender requirements, property characteristics, zoning districts, and proposed development scenarios.

A zoning verification letter is typically required during commercial real estate due diligence to confirm zoning compliance for financing, title insurance, or development approvals.

Yes. The PZR Report is frequently used for raw land, redevelopment, demolition, and repurposing projects, where zoning compliance and permitted use must be verified early in the transaction.